The Secrets to How Moms Stretch the Budget

Budgeting is truly the turf of most mothers. Aside from the traditional role imposed on mothers as the one who budgets the family finances, mothers have the instincts and foresights on what might happen in the future. Mothers tend to think days, weeks, months and years ahead. Why not task them with the budgeting duties?

Within a family, budgeting can be difficult. After all, we're not all out there making millions... are we? Most individuals make a standard living and are content with such. However, unexpected expenses arise at times and then the family budget becomes strained.

In those situations, how do moms really stretch the budget? She doesn't make complicated formulas or conjure up magic tricks. She just uses her common sense and knowledge of her family. When you're a role model, as parents are, you have the ability to encourage your young ones in many ways... including their actions towards money.

Let's take a peek into moms’ secrets when it comes to budgeting.

1. Knowing where money goes. Moms tend to keep track of where the funds within your household are drifting off to. This usually would be standard household bills, online subscriptions, holiday purchases and here and there transactions. If you bought it, chances are... mom knows about it.

2. Choosing where to spend the money. Yes, that's right, she has probably researched every location before choosing your travel destinations, chosen the groceries based on price before making the shopping trip and has called the cable company a time or two to confirm you're getting the best deal. Mothers know, you don't have to spend more to have more.

3. Putting others first. Have you noticed that mom hasn't gotten a new pair of shoes or new coat recently? That's because she is setting priorities when it comes to spending. Here's the order: Household bills, needs of children, needs of spouse, savings, then... herself.

4. Being practical. Mothers aren't out purchasing their children $1000 pairs of shoes and pricy bikes when food needs to be placed on the table and the electric bill is due. They remain practical. Asking questions like: "What do we need?", "Can I find this at a lower price?" or "Can this transaction wait until a different pay day?"

You see, there are no smoke and mirrors when it comes to pushing through financial strain. Mothers are not these magical creatures that can make money fall from the rooftops or grow on trees. They do what they must to keep their families afloat, to take the burden off of their spouse and their children none-the-wiser.

They do what they can for their families because that is what family is all about. Doing your best 100% of the time and making things work in the moment.

Life is not perfect, and it never will be. But these moms out here are making it feel as such a little each day!

🧡Shine Bright, Kayla